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Have You Obtained a Free Copy of Your Credit Report?
(Financial Quick Tips/Credit)
In Ohio, the “Fair and Accurate Credit Transactions Act of 2003” took effect on March 1, 2005, giving all consumers the right to obtain a free copy of their credit report from each of the three major credit-report agencies (Equifax, Exper...

200 Hit(s) | Read more...

How to Improve Your Credit Score
(Financial Quick Tips/Credit)
The first thing you need to do is check your credit report. The “Fair and Accurate Credit Transactions Act of 2003” gives every consumer the right to get a copy of his or her credit report free of charge once a year.

218 Hit(s) | Read more...

What is a Credit Score?
(Financial Quick Tips/Credit)
A credit score is a number used by lenders to help determine if you are likely to pay back a loan on time. Your credit score is a picture of your credit risk at a moment in time, based on your capability and experience in repaying your debts. The Fai...

208 Hit(s) | Read more...

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