I hope readers are aware of the upcoming Jumpstart Your Retirement Plan" event coming up on January 25. Folks can call toll-free and get live financial advice from NAPFA volunteers (National Association of Personal Financial Advisors). These are fee-only advisors so there is absolutely no sales agenda. NAPFA volunteers will answer questions on anything from retirement to investments. This is an opportunity to get free advice from very qualified financial planners without sales. Details are available at www.NAPFA.org under "What's New."